San Diego Real Estate - Mortgage

As you know San Diego real estate is a hot commodity with average prices well over a half a million dollars. Getting a mortgage, of course, is part of purchasing your slice of paradise.

San Diego Real Estate - Mortgage

The turn of the century certainly saw a glorious time in the San Diego real estate market. With appreciation rates of 20 percent or more, those who owned homes before the market took off were mighty pleased. If you were not one of these people, you probably recognized them around time. They were the people with the goofy grins on their face!

These days, the San Diego real estate market has slowed down a bit, but the mortgage market is still very competitive. Mortgage lenders are love the San Diego market because of the value of the loans, to wit, significant dollars are involved in each mortgage. While lenders are interested, you need to be experienced in finding a loan or take advantage of our independent mortgage brokers to find the best deal.

The average mortgage for San Diego real estate easily runs over $500,000 dollars. Given the sheer volume of interest you will be paying on the mortgage, finding the best possible deal is critical. A mere quarter point savings can make all the difference when building equity in your home.

At Great Western Mortgage, our independent mortgage brokers spend each and every day finding the best mortgages for our clients. We update mortgage rates on a daily basis including everything from interest rates to points to fees to relevant credit scores necessary to be approved for the mortgage. We also arrange pre-approvals for buyers who are interested in taking a bit of stress out of the home buying process.

The key to finding the best San Diego real estate mortgage is knowing what is available, which lenders will provide wiggle room on the application process and getting it through the system. At Great Western Mortgage, we are experts at doing just this since we do it every day.

Feel free to fill out our quick application to the left to give us an idea of what you are looking for or call us at 877-270-3377 to find out more. All initial consultations are free and without any obligation.