Welcome to your Home Loan Wizard. This Wizard is designed to provide you with the opportunity to "self assess" your situation to determine what Loan Programs are best for you. The Home Loan Wizard is for Purchase loans only. If you'd like information on refinancing; please see our free Refinance Guide Upon completion you will receive a copy of the answers to your wizard via email with recommended Loan Programs. You can also request a FREE hard copy to be mailed to you and a FREE no-obligation consultation from a friendly customer service representative.     Step 1: Loan Program Questions Is this your first time purchasing a home? Yes No Is the loan for the purchase of a primary residence vacation home investment property How long do you intend to keep the property? 2 years or less 5 years or less 10 years or less 30 years or less What is the loan amount that you need? How much of a down payment do you have? zero down $10,000 or less $10,001 - 20,000 $20,001 - 30,000 $40,001 - 50,000 $50,000 or more When considering your monthly payment, what is more important to you? a consistent payment the lowest payment possible flexible terms building equity When considering adjustable rates, fixed rate or other programs you are interested in an adjustable rate fixed rate learning other options